Q: I am 65 years old this year and plan to retire. When can I enroll in Medicare?
A: Assuming you meet your work-related eligibility requirements, you can start enrolling in Medicare 90 days before the month you turn 65.
Q: Can my dependent spouse be included in my Medicare plan?
A: Medicare is not intended for spouses or dependents. Medicare is an individual. If your spouse reaches the eligible age (65 years old), you can enroll in Medicare 90 days before the month you turn 65 years old.
Q: Can I get employee insurance?
A: Maybe. This is an option if your employer group has more than 20 eligible employees and you continue to work. However, there are many factors to consider.
Q: Do I need to enroll in Medicare Part "A" and Part "B"?
A: Normally, part "A" is set, and benefits will be paid at the age of 65. Part "B" is not unless you registered for Social Security before the age of 65. If you have not applied for a social security benefit, you must actively enroll in and start paying for Part "B" benefits.
Q: Can I get the original Medicare A + B health insurance when I retire?
A: Yes. However, they do not have prescription drug coverage, and you are exposed to increased costs due to the original Medicare gap.
Q: Can I keep all my doctors if I take Medicare?
A: Normally possible. It is important for doctors to accept Medicare.
Q: Does Medicare cover me if I'm in a nursing home?
A: Yes, up to 100 days after the required 3 days of hospitalization.
Q: Does Medicare have a dental treatment plan?
A: No. However, some Medicare Advantage plans offer limited dental insurance.
Q: I have an old-age pension. Does that mean I don't need Medicare?
A: No, retirement plans usually include core Medicare benefits.
Q: What is Part "D"?
A: Part "D" is the Medicare prescription drug program introduced in 2006.
Q: What if I miss the scheduled Medicare registration period?
A: In addition to the large coverage gap, you may face penalties from Medicare. Part "B" penalties could be up to 10% of the non-Medicare 12-month Part "B" premium and up to 1% of the national average for each month's Part "D" plan.
Q: What is the Part "C" plan?
A: Part "C" is another name for Medicare Advantage. Also known as MA, MSA, or MAPD.
Q: Where can I register for Medicare?
A: Online at SSA.gov or directly at your local Social Security Administration.
Q: Do I need both a Medicare Advantage Plan and a Medicare Supplement Plan?
A: No.
A: Assuming you meet your work-related eligibility requirements, you can start enrolling in Medicare 90 days before the month you turn 65.
Q: Can my dependent spouse be included in my Medicare plan?
A: Medicare is not intended for spouses or dependents. Medicare is an individual. If your spouse reaches the eligible age (65 years old), you can enroll in Medicare 90 days before the month you turn 65 years old.
Q: Can I get employee insurance?
A: Maybe. This is an option if your employer group has more than 20 eligible employees and you continue to work. However, there are many factors to consider.
Q: Do I need to enroll in Medicare Part "A" and Part "B"?
A: Normally, part "A" is set, and benefits will be paid at the age of 65. Part "B" is not unless you registered for Social Security before the age of 65. If you have not applied for a social security benefit, you must actively enroll in and start paying for Part "B" benefits.
Q: Can I get the original Medicare A + B health insurance when I retire?
A: Yes. However, they do not have prescription drug coverage, and you are exposed to increased costs due to the original Medicare gap.
Q: Can I keep all my doctors if I take Medicare?
A: Normally possible. It is important for doctors to accept Medicare.
Q: Does Medicare cover me if I'm in a nursing home?
A: Yes, up to 100 days after the required 3 days of hospitalization.
Q: Does Medicare have a dental treatment plan?
A: No. However, some Medicare Advantage plans offer limited dental insurance.
Q: I have an old-age pension. Does that mean I don't need Medicare?
A: No, retirement plans usually include core Medicare benefits.
Q: What is Part "D"?
A: Part "D" is the Medicare prescription drug program introduced in 2006.
Q: What if I miss the scheduled Medicare registration period?
A: In addition to the large coverage gap, you may face penalties from Medicare. Part "B" penalties could be up to 10% of the non-Medicare 12-month Part "B" premium and up to 1% of the national average for each month's Part "D" plan.
Q: What is the Part "C" plan?
A: Part "C" is another name for Medicare Advantage. Also known as MA, MSA, or MAPD.
Q: Where can I register for Medicare?
A: Online at SSA.gov or directly at your local Social Security Administration.
Q: Do I need both a Medicare Advantage Plan and a Medicare Supplement Plan?
A: No.